Rates & Insurance | Skylight Counseling Services | Melbourne, Florida
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Rates/Insurance

Rates:

Initial Counseling Intake (60-90 minutes):  $150

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Play Therapy Session (50 -55 minutes):   $90

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Individual Counseling Session (50-55 minutes):   $90

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Family Counseling session (50-55 minutes):   $120

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**Please note a No Show/ Cancellation within 24 hours will result in full payment of your session.

If you feel like you cannot afford the full cost of the session, we offer 30 minute sessions at a reduced rate to accommodate those who are struggling financially. We also collaborate with Open Path, a nonprofit organization aiming to provide affordable mental health services to all individuals.  We have a select number of spots available monthly for Open Path clients.  Please visit https://openpathcollective.org/ for more information on signing up with Open Path.

If you need services and cannot afford this, please let us know. If we can’t find a rate that is comfortable for you, we can refer you for help that might be more affordable.

At Skylight Counseling, we follow the Social Workers Code of Ethics to helps guide our practice. The Code of Ethics addresses payment for services here:

“When setting fees, social workers should ensure that the fees are fair, reasonable, and commensurate with the service performed. Consideration should be given to the client’s ability to pay. Social workers elevate service to others above self-interest. Social workers draw on their knowledge, values, and skills to help people in need and to address social problems. Social workers are encouraged to volunteer some portion of their professional skills with no expectation of significant financial return (pro bono service).”

“Clinical social workers shall establish a fee structure when in independent private practice or utilize the fee structure of the agency in which they are working. All fees and procedures for payment shall be discussed with the client at the beginning of treatment; to minimize misunderstanding, it is useful to present these policies in writing as well. This discussion should include the use of insurance reimbursement and how it will be handled; charges for missed or canceled appointments, vacations, and collateral contacts; and any other financial issues. Clinical social workers shall not refuse service to clients solely because the clients are not covered by insurance.”

“Billing procedures shall be included in the original discussion and clients’ accounts shall be maintained according to acceptable accounting methods, with all bills and receipts provided on a regular and timely schedule. Clinical social workers shall discuss overdue accounts with clients and make every effort to avoid accrual of debt. When it is clear to a client and clinician that, for whatever reason, the client can no longer afford to pay for treatment, a mutually acceptable alternative plan for compensation or an orderly and appropriate termination or referral shall be instituted. Nothing in this standard shall be construed to rule out an individual clinician’s decision to provide services on a pro bono basis.”

Source: National Association of Social Workers.

Insurance:

At Skylight Counseling, we currently do not participate with any insurance plans. We strive to be forthcoming with all information, so nothing comes as a surprise to you. Something you might not know is, in order to use your medical insurance for counseling, you have to have a mental health diagnosis, which becomes part of your permanent medical record. This will be considered a “pre-existing condition” and will be used to determine the cost of insurance as you seek insurance for you or your child in the future, causing potential long-term implications.

Additionally, when you use medical insurance for treatment, your diagnosis, dates of service, and other information are no longer totally confidential, and your insurance company becomes aware of your treatment and diagnosis. Insurance companies also dictate what type of therapy you can have, as well as how much. We believe these things should remain confidential and be decided only between you and your therapist.

If you do choose to use your medical insurance, we are considered an “out of network” provider. We can assist you by providing documentation, which will include a mental health diagnosis, that you can submit to your insurance provider to request reimbursement. To find out how our services would be reimbursed by your insurance company, you will need to contact them directly.

We recommend asking your insurance company the following questions:

  • Can I be reimbursed for mental health therapy sessions by an out of network provider? If so, what is the reimbursement rate for individual sessions?
  • Is each session reimbursed at an equal rate, or am I reimbursed more or less over time?
  • Is there a limit on how many sessions I can be reimbursed for over a certain period of time or over the life of my insurance plan?
  • Does my therapist have to provide me with a diagnosis in order for me to submit my claim for reimbursement?

Please feel free to contact us about any questions or concerns you have about fees and insurance.

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